Survey time! Do you know anyone who locks their Android or iPhone with a password? If you can count yourself, then score one. Hopefully, your score continues to rise as you consider the habits of your friends, family and co-workers. If your score reaches 10, give yourself a gold star.

Unfortunately, you most likely won’t. The fact is that 53% of smartphone users claim to be unaware that security software is available for their devices. More important for credit unions: a majority of mobile banking users do not have security measures in place.

This is an old, old story, and we really do know how it ends. Is there any reason why we should have to replay the Internet attacks all over again with mobile?

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