By 2025, experts estimate there will be only 4,500 credit unions.

CEOs at the nation’s 40 state leagues are working to reposition their organizations for this future credit union landscape. As small credit unions continue to merge into larger ones, many of the surviving cooperatives are expected to expand not only in their home states but across state lines and will need leagues to support their operational and political needs.

Despite the decades-long merger trend in which 16,617 credit unions were lost from 1970 to 2012, league mergers didn’t take hold until recent years. From 2007 to 2013, 16 state leagues merged. Ten of the credit unions formed two-state leagues and six merged to create three-state leagues.

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Peter Strozniak


Credit Union Times

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