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Credit unions should train employees to look for triggers that would require disclosures and terms mandated by the Home Ownership and Equity Protection Act, said presenters Oct. 16 during a CUNA Mutual webinar.

Even if a credit union has decided not to make HOEPA loans, it must still be aware of the law and new updates that go into effect in January 2014, said Lauren Capitini, CUNA Mutual regulatory compliance manager, and Maureen Clark, regulatory compliance consultant for CUNA Mutual’s LOANLINER division.

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