The $1.5 million, 261-member San Francisco Bureau of PublicRoads Federal Credit Union merged with the $835 million,31,511-member SanFrancisco Federal Credit Union on Tuesday.

Like many tiny credit unions, San Francisco BPRFCU has beenstruggling financially. In addition to loan, fee and investmentrevenue declines, the California cooperative posted a total netincome loss of $79,253 from 2008 to 2012, according to NCUAfinancial performance reports.

San Francisco BPRFCU was chartered in 1936. Its sole branchoffice closed Monday.

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