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LAS VEGAS — Credit unions need to focus on some of their housing finance particulars as part of thinking strategically about their housing finance business, according to a leading mortgage consultant.

Steve Williams, principal at Scottsdale, Ariz.-based Cornerstone Advisors, a bank and credit union consultancy, told executives Tuesday at this year’s American Credit Union Mortgage Association annual conference that their institutions need to both focus on the details of their housing finance program at the same time they focus on positioning themselves in a changing mortgage market – a market which is moving from a heavy refinance volume to a much smaller purchase loan volume.

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