Higher interest rates and more buyers and sellers are clear signs that the housing market is continuing to recover after years of taking a beating. With that healing, some economists are predicting the current refinance market will shift toward a purchase market. The danger is some credit union mortgage programs may be lacking certain skill sets to process purchase money loans. While home loans are, once again, back in favor, there still may be some other factors looming that could rattle the market's recovery.
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