PHOENIX — What a change a year makes. The loud message at a morning session on mobile banking at the BAI Payments Connect conference in Phoenix is this: "Go big or go home."

Mobile banking adoption now is occurring at a "dizzying rate," said panelist Bob Hedges, a managing director at research firm AlixPartners.

Before, AlixPartners had talked about mobile banking "nearing" a "tipping point" – but it's there and well beyond that now, Hedges said at the Monday session.

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