FAA Credit Union, Oklahoma City, returned $240,000 to members through a rebate program that is in its 11th consecutive year, with members receiving an extra deposit in their accounts. The rebate was given to any member who paid out interest on a consumer loan or earned dividends on a savings. Accountholders received a 2% rebate on any interest paid in 2012 (excluding real estate loans) and a 2% bonus on dividends earned during the year (excluding individual retirement accounts). The credit union has more than 46,000 members with assets in excess of $530 million.

Guardian Credit Union, Montgomery, Ala., gave back over $800,000 in the form of interest rebates and dividend bonuses. Approximately 23,000 members received money back, with one individual alone receiving over $3,300. The rebate was possible due to Guardian Credit Union's positive financial results throughout the year, which is largely based on member relationships and their loyalty, the credit union said. This is the second year Guardian Credit Union has presented the interest rebate and dividend bonus to its members, bringing the total amount given back to its members in the past two years to over $1.5 million dollars. 

MECU, Baltimore, said members received loan interest rebates totaling $1.14 million or 6.25% of the interest paid between July 1, 2012 and Nov. 30, 2012.  In December, MECU paid its members extraordinary dividends for the period of July through December . MECU has paid its members a cash bonus every year since 1981.  In 2008, the MECU board of directors decided to pay half the cash bonus at the end of June and the remainder in December.  For all of 2012, MECU returned $4.25 million to its members. MECU represents 100,000 members, with assets over $1.2 billion.

Motorola Employees Credit Union, Schaumburg, Ill., said that the $750,000 payment last December to members represents the money that remained after the credit union paid operating expenses and regular dividends for the year and set aside an amount for reserves. This is the third year in a row that MECU has paid the special patronage dividend. Most of the credit union's nearly 39,000 members received the special dividend and, on average, they were paid nearly $19. The most active members were paid on average$86. The amount members received was based on a percentage of the total amount of interest they earned on savings in 2012, as well as a percentage of the total amount of interest they paid on loans during the year. They also received set dollar amounts for using various financial services. 

NuMark Credit Union, Joliet, Ill., gave members a special surprise on their Dec. 31 statement: cash back from their credit union. NuMark members with a qualifying consumer loan received a 5% annual loan interest rebate. Those with personal checking accounts received a 5% checking bonus for the month of December. In recent years, NuMark Credit Union has given its members over $800,000 in loan interest rebates, opened two new offices in Crest Hill and Tinley Park, and introduced business and mobile services and expanded their in-house mortgage services.

Partner Colorado Credit Union, Arvada, Colo., paid its members a record $700,000 pre-holiday dividend bonus in December. The $227 million credit union, which earned $1.5 million for the first three quarters of the year, shared the payout with 25,000 members. The dividend payout to membership was part of Partner's "Give Back Day," which included sponsorship of a community food drive with Food Bank of the Rockies and events at each of the credit union's six branches. 

PSECU, Harrisburg, Pa., said its board of directors has announced a $10 million relationship reward to the members. To be eligible for the reward, the member must be in good standing and have certain products and services with PSECU. All eligible members receiving the reward will get at least $10 and the final amount will be determined by two components. The first is usage of eligible products and services, which earns a fixed-dollar amount depending on the product or service. The second is a percentage based on both the amount the individual member and the entire membership received in total dividends earned and interest paid in the past year. The credit union serves nearly 400,000 members and have assets over $4 billion. 

U$X Federal Credit Union, Cranberry Twp., Pa.,  announced to its members that the member loyalty reward payout would be $420,000.  The member loyalty reward is an interest rebate given to members in good standing with deposit accounts or loan accounts, with the exception of select mortgages.  The member loyalty reward was equal to six cents on every dollar of dividends earned and loan interest paid during 2012. With the addition of the 2012 dividend the total member loyalty reward given back to the members of U$X FCU the past 11 years reached a grand total of  $6.6 million dollars.

Western Division Federal Credit Union, Williamsville, N.Y., announced that a $780,000 patronage dividend was paid to its members last month. Each member who paid interest or received dividends in a sufficient amount to warrant a patronage dividend received approximately 15% of interest paid on loans and 120% of dividends received on savings during the year.  This patronage dividend is paid in addition to regular dividends paid quarterly. Board Chairman Jeffrey Wagner said The dividend proves that the value and benefits of being part of a cooperative are real and significant.  It allows members to see the difference between us rewarding their success while other financial institutions reward stockholders, he added.

WESTconsin Credit Union, Menomonie, Wis., made payments that totaled more than $979,000 into the accounts of its member shareholders. Deposited funds reflected a bonus dividend to members with savings and an interest refund to borrowers. For accounts with both deposits and loans, two deposits were issued. Payments were made possible as a result of the credit union's high income and growth during 2012.