Regulatory compliance, invoicing and other areas that may havebeen under the priority radar a few years ago, have aggressivelycome to the forefront at many credit unions.

Keeping up with the treadmill of regulations led to the creationof several CUSOs in 2012 to help credit unions that didn't have thefinancial and staffing resources to remain compliant. With nolet-up in sight, the industry could seem more launches of CUSOstargeting compliance in 2013.

The same may be true for services that help small businessesmanage cash flow such as invoicing arrangements. Existing CUSOs mayalso offer an extended line of business services that includesmobile banking and marketing tailored around social media.