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The Editor’s Column in the Sept. 12 issue (“Dirty (Couple) Dozen Data Dumps”) was very interesting. 

The decline in the number of small credit unions is very visible. I just finished an analysis of the local credit unions in my service area, and I think I have found some interesting information that may explain what is happening. I looked at the last five year period, June 2007 to June 2012. This period covers the time from just before the financial meltdown to just after the recovery has begun.

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