Bring Your Own Device programs, which allow employees to usetheir own smartphones and tablets in the work environment, aresignificantly changing information technology.

Credit unions and other financial service firms are among theorganizations embracing BYOD, as it allows senior executives andemployees to use for work and pleasure the mobile devices, serviceproviders and operating platforms of their choice.

IT research firm Gartner Inc. predicts that by 2013, 80% ofbusinesses will support a workforce using tablets, and by 2014, 90%of organizations will support corporate applications on personaldevices.

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