A survey sponsored by Market Rates Insight, a financial services research firm, hasfound that middle and upper income consumers are open to usingprepaid cards if their financial institutions provided them.

Conventional wisdom has held that lower income consumers withoutdeposit accounts have been most open to the cards.

“Expect prepaid reloadable cards to become the norm in thefuture.” said Dan Geller, executive vice president at Market RatesInsight in San Anselmo, Calif., “the research clearly shows thatbaby boomers, who are the largest segment of the U.S. population,are likely to adopt prepaid cards as their main paymentmethod.”