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LAS VEGAS —The panel title was dry – “The Future of DDA Revenue and Relationships in a Payments Network World” – but the closing general session on Wednesday at BAI Payments Connect 2012 featured plenty of fireworks.

Such as: “Today the tail is wagging the dog,” said Bob Giltner, chief DDA strategist at Velocity Solutions. He elaborated: “We see so many others stealing revenues and relationships from us. A staggering shift is occurring, away from financial institutions. PayPal is an elegant illustration of this.”

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