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The 1.7 million member State Employees’ Credit Union of Raleigh, N.C., has fixed a problem in its overdraft service that the CU says has saved members roughly $24 million in fees.

The program, dubbed “Another Chance,” sends SECU members a text message when an item that would otherwise cause an overdraft posts to their account. If the member can get to the credit union’s website or come into a branch and move or deposit money to cover the gap, they will not face an overdraft fee.

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