California's small businesses and other employers may have to meet a host of conditions before they are able to pay their employees with a payroll card.

Under California Senate Bill 931, an employer would be required to give the employee the option of receiving wages by direct deposit to a depository account of the employee's choosing, paper check, or payroll card, according to Morrison Foerster LLP, a law firm tracking the legislation.

Employees must also provide written consent to receive wages by payroll card. The employer cannot make participation in the card program a condition of being hired.

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