Capital reform for credit unions has been in debate both within and outside the industry. Supplemental capital has been the push the trade associations have taken to Capitol Hill, and it has the support of NCUA Chairman Debbie Matz. Now Dr. Clifford Rossi, executive in residence at the University of Maryland’s Robert H. Smith School of Business, has provided empirical data to bolster the argument to permit credit unions to count supplemental capital toward Prompt Corrective Action. Here the finance professor discusses the subject with Sarah Snell Cooke, Credit Union Times’ editor-in-chief.