Capital reform for credit unions has been in debate both withinand outside the industry. Supplemental capital has been the pushthe trade associations have taken to Capitol Hill, and it has thesupport of NCUA Chairman Debbie Matz. Now Dr. Clifford Rossi,executive in residence at the University of Maryland's Robert H.Smith School of Business, has provided empirical data to bolsterthe argument to permit credit unions to count supplemental capitaltoward Prompt Corrective Action. Here the finance professordiscusses the subject with Sarah Snell Cooke, Credit UnionTimes' editor-in-chief.