Credit unions in some parts of the country may be seeing the numbers of their credit card holders 60 days late on their payments significantly decline while in other areas the numbers of borrowers 60 days late with mortgage payments increase significantly.

Experian, one of the three national credit bureaus reported that, nationwide, 20% fewer consumers are 60 days late on their credit card payment than in 2007 but that 25% more home owners are 60 days late in their mortgage payments than in 2007.

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