"Things went pretty well, considering we just had a large effort going on with our core system upgrade," said John McFall, vice president of network services at SSCU. "We kind of put together three technical teams, so that every night one of them was going into the service centers, pulling out old equipment and laying down the new system. Then we had the service center people go through and test it and then a group of folks there for first-day support."

Mike Baker, president of KIVA Group, said the project's success, including high user acceptance, was driven in large part by the clients themselves.

"We encouraged them to put together a group of knowledgeable users and then worked closely with them to understand what they do. Our base system is set up a certain way and we explain that and how it does certain things, and then we strike a balance," Baker said.

"SSFCU assembled a group of senior users and regional managers who vetted their business requirements and worked daily with our team members to redesign processes and workflows in ways that blended the best of their day-to-day organizational procedures with the new technology," he said.

Those best practices and the new system have resulted in a unified view of member relationships and reduced transaction time that allow expanded interaction and cross selling by member-facing staff, the credit union said.

"We've also reduced our training time quite a bit, and can get an existing teller trained on the new system in less than half a day," said Starlene Ashley, SSCU's assistant vice president for member services. "For new tellers, you're looking at about four days. It's all very user friendly."

While replacing a dozen or so screens the old system required, the new system can be customized to retain key information. Baker at KIVA Group said, for instance, transaction codes such as the "101 on-us check" were retained at SSCU.

"Ultimately, the benefits don't get realized if the users aren't comfortable doing things the way the software forces them to do it. We use a workbook methodology to help communicate in a very streamlined way what your options are for setting up the software without really having to make extensive modifications," he said.

At its core, Baker said his uT system uses a "wrapper" technique on a Microsoft .NET platform, "wrapping around other Microsoft and Web applications to present in a single dashboard the key information–member profiles, sales, service and personal messages–that tellers need to operate with greater efficiency and provide better service."

Two windows are typically open. One contains standard teller transactions in a new GUI, while the other is used for member relationship management functions such as alerts, new product information and profile information intended to "allow the teller to answer 80% of the questions they typically get in a member interaction," Baker said.

Ashley, the member services assistant vice president, said in addition to being able to easily view extensive member information, "it takes our tellers five minutes now at the most to balance at the end of the day. We've also eliminated a lot of paper items we tracked in the past and we're automating a lot of things that were done manually at the teller line for our risk management department."

McFall, the network services vice president, helped install the older system when he was working as a teller supervisor there in 1988. "This is a big win for us and it was a fun project, to say the least," he said.

Baker said about 30 of the uT installs are in place now–including at a handful of credit unions–and that his company continues to replace DOS-based teller systems around the world.

At SSCU, the core system conversion was completed as the teller conversion began. New Talaris cash management systems, including dispensers and recyclers, also were installed, as was a new Troy check printing solution.

The big credit union pulled off the infrastructure overhaul across two large states and a network of more than 50 centers with a staff of about 80 IT professionals. Acquisitions of two Utah credit unions also are now being integrated and SSCU now has more than 60 service centers.