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Slowly but surely, mobile banking is living up to its hype as the next must-have thing that credit unions need to survive.

Industry players generally agree that 2010 was a year in which mobile banking was front and center. It was year that saw the explosion of iPhone and Android apps, the “triple play” of choosing between downloadable app, SMS and browser-based options often becoming no choice but to offer all three, and last but not least, the splashy debut of iPads and the tablets that follow.

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