Many credit unions that sold their credit card portfolios in 2006 and 2007 and entered into agent issuing agreements should start actively considering those agreements in 2011 and 12, according to CU card consultants.

“A credit union with an agent issuing card agreement should not begin considering whether it wants to renew that agreement one month before it rolls over,” said Willie Koo, CEO of Asset Exchange, a leading CU credit card brokerage and consultancy that is a subsidiary of card processor FIS. “Instead they should begin taking stock of that program and what their options might be well before.”

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