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It’s no secret that over the last three years, small business credit risk has increased at a distressing rate. Since 2007, five key measures of risk-bankruptcy, lien filings, judgment filings, collections and severe delinquency in payments-showed a consistent, increasing risk trend. While there are signs of improvement, lenders need to be diligent in order to reduce their risk and grow their portfolios.

Peter Westerman

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Credit Union Times

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