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Small business owners are still skittish about hiring new employees even as some indicated they have access to the credit and financing needed to keep their firms running.

A recent survey of 1,915 for-profit small businesses by Capital One Small Business Banking revealed that 62% do not have plans to hire new talent over the next six months, while 70% said they are able to access the credit or financing they need. More than half, or 60%, planned to maintain their current level of spending on business development and investments. The survey was conducted in the first quarter of this year.

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