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Natural person credit unions don’t know how much they will have to pay to shore up the NCUSIF this year, but they now know that the industry’s health and historical trends are the key factors in determining the premium assessment.

Melinda Love, NCUA director of examination and insurance, recently told the board that her office’s assessment recommendation-which will come out this fall-will be based on the fund’s current equity level; projections for the next six to 12 months; an analysis of different assessment levels on the financial health of credit unions; and a recommended target equity level for the NCUSIF.

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