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I recently attended the NAFCU Chief Executive Officers Conference in Savannah, Ga., and the last speaker on the agenda was NCUA General Counsel Robert Fenner. Fenner quoted a statistic on the breakdown of CAMEL ratings among credit unions, which caught my attention. He said 5% of credit unions are rated 4 or 5, 15% are rated 3, and the majority-80% -are either a 1 or 2. Now don’t shoot the messenger, but I find it hard to believe so many of us are that good.

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Peter Westerman

Credit Union Times

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