Free credit reports and scores to qualifying users of a CUSO's loan rate-matching service allows credit unions to "wear the white hat" when it comes to offering free credit reports, the company's president said.
Syphr LLC's offer to users of the RateMatch analysis feature on its SaveOnYourLoans.com Web site follows a recent FTC ruling requiring new disclosures to consumers to help avoid confusing offers of free credit reports that are, in fact, not free.
"This offer isn't free as in 'free-if-you-purchase-something-else free,' or 'free as in we'll charge you later for something you didn't know you signed up for,' or 'free as in we now have the right to spam you,'" said Chris Langley, president of Syphr LLC. "It's a totally free credit report and free credit score-no catches, no trial subscriptions, and no credit card required."
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