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Concerns over the federal charter and field of membership limits stand to play a big part in more voluntary mergers like the First Tech/Addison Avenue FCU combination, according to former NCUA Chairman Dennis Dollar.

Speaking out this week on the planned $4.6 billion merger underway between the two West Coast giants, First Tech CU of Beaverton, Ore. and Addison Avenue of Palo Alto, Calif., Dollar said merger negotiations among CU players “are now at the highest level in the past decade.”

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