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Credit Union Times asked leaders of some of the industry’s business lending CUSOs, “What will be the greatest challenge and opportunity for credit unions and their business lending programs in 2010?”

In 2010, credit unions will have an extraordinary opportunity to contribute to our economy’s recovery by supporting the capital needs of small businesses in more visible and meaningful ways than in the past. Credit unions are uniquely well positioned because they have sustained lending capacity in part because of collaborative efforts that share cost and risk. Given the capital challenges of many banks, this will have unique importance in the year ahead. However, most importantly, the extraordinary challenges of this economy require that all commercial lending credit unions view portfolio risk management as the most critical priority facing the health of their lending program both individually, and collectively as an industry.

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Peter Westerman

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Credit Union Times

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