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Having just read Suncoast Schools FCU CEO Tom Dorety’s letter to the editor in the Feb. 3 issue, it makes one wonder how did the likes of Navy FCU and Pentagon FCU manage to grow capital? It seems both did it the old-fashioned way, through retained earnings. Now, one would think with assets north of $5 billion Suncoast Schools has reached an economy of scale. You would be wrong.

Peter Westerman

Credit Union Times

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