The iPhone is more than just the hottest accessory to tote around. It's a tool that credit unions and other financial firms can use to connect with their online banking customers while they're on the go.

With simple Web-browsing functionality and access to a library of user-friendly applications, the iPhone makes it easy to do anything on the Internet, including mobile banking.

And given the device's popularity, every financial firm should get in on the game, according to a new report from research and advisory firm Forrester Research titled "How the iPhone Has Changed Mobile Banking."

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