The $193 million Library of Congress Federal Credit Union leads off a video promoting and upcoming Frontline program about how financial institutions charge their members and customers for overdrafts. Frontline is a production of Public Broadcasting.

The program, The Card Game: The Deal With Overdrafts, will air Nov. 24. The promotional video for the program, which can be seen on Frontline's Web site, opens with a member of LOCFCU complaining about how he has paid $325 in overdraft fees to the CU over the course of the year and how some of those fees were caused when a merchant put a hold on some of the money in his account for a purchase he had made.

"The irony is the idea of me joining a credit union was to have fewer fees, fewer instances where I felt I was being ripped off," the member, Adam Rainey said. "And I have to say being charged $325 over the course of a year leaves a bad taste in my mouth."