While most businesses are cutting back on expenses, many creditunions are still giving and giving in a way that will help buildthe future. They're giving to Gen Y. Those credit unions are stillawarding scholarships, and some are giving more this year thanprevious years.

Polish & Slavic Federal Credit Union handed out $350,000 inscholarships this year to more than 315 students from the highschool to post-graduate level. The credit union increased itsscholarship giving by $50,000 over the last year.

Since offering the scholarships, CEO Bogdan Chmielewski saidthat the credit union has seen a 4% increase in young membershipand has also seen an increase in overall membership. Chmielewskisaid that the credit union typically sees an increase in youngpeople signing up for membership in the months before thescholarships are offered.