ATLANTA — VSoft Corp. and Integrated Media Management have announced a joint offering of their services to help financial institutions meet the closure deadlines the Federal Reserve has set for its check processing centers.VSoft's Check 21 solutions is combined with IMM's TotaleReceipts automated teller receipt output software to reduce staff processing time and errors and enable faster end-of-day processing, the companies said.The two companies already have converted more than 25 credit unions from paper to electronic check processing in the past year."The current plan for Federal Reserve closures has prompted more financial institutions to aggressively replace their paper-based processing system with check imaging. VSoft and IMM now offer these institutions full imaging to improve business processes that will reduce operating costs and improve customer service," said Murthy Veeraghanta, president of Atlanta-based VSoft, which has more than 1,700 customers worldwide.New Jersey-based IMM provides automated document and imaging services to more than 600 credit unions and other financial institutions.page 12 jwaala ipay technologies.doc

iPay Technologies TeamsWith CUSO Jwaala

ELIZABETHTOWN, Ky. — The bill pay solutions of iPay Technologies will now be offered to credit unions using the online banking personal account management offerings of Jwaala Inc. in a new partnership."iPay will provide an additional dimension to Jwaala's award-winning offerings," said James Hyde, senior vice president of business development at iPay, a provider of integrated bill payment solutions to more than 2,700 community financial institutions."The relationship with iPay allows us to further extend our offering with industry-leading bill payment services," said Kelly Dowell, director of business development at Jwaala, founded in 2006 and a CUSO of $471 million Amplify FCU in Austin, Texas.MoneyTracker is in use at about 15 credit unions and provides account tracking and aggregation, visual budgeting, messaging and alerts, customizable dashboards and transaction searching.