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NEW YORK — Because consumers are withdrawing less from ATMs and writing fewer checks, some banks are reporting a drop in noninterest income generated through overdraft and customer service fees.According to a Jan. 28 article from AHN Media (www.allheadlinenews.com), TCF Bank’s total fees and other income declined 3% from 2007 to $474.1 million for 2008, AHN Media reported. Despite a growth in new checking accounts, TCF said account holders were doing fewer transactions.TCF Bank CEO William Cooper told the publication “[Consumers are] buying fewer things, they’re writing fewer checks and their debit card transactions are smaller… So even though our base is growing, fee income has been pretty flat again because of the economy and higher unemployment and basically the fear factor.”Amcore Financial recently reported its noninterest income went down 7% to $16.9 million compared to the same period last year and 16% from the third quarter of 2008, according to AHN Media. Fifth Third Bank’s deposit service charges took a dive in the fourth quarter last year because of a decline in transaction volume and debit card use.–[email protected]

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