MADISON, Wis. – Under the dark cloud of a recession, it may be hard to calm jittery investors but patience may be key as banks continue to make adjustments with their capital and lending efforts.

“Once banks gain a true handle on their capital and begin lending again, the price of mortgages and refinancings should be at levels that are more affordable, thus driving more volume while potentially stopping the housing skid,” said Scott Powell, managing director, common stocks and managed accounts at MEMBERS Capital Advisors Inc. in a Dec. 1 MarketLine alert. “But investors are going to have to be patient in letting this phenomenon play out.”

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