WASHINGTON — Credit unions are slowly starting to get into the Health Savings Account game.

HSAs are tax-free savings accounts that can be used to pay for medical expenses including prescription and over the counter drugs incurred by individuals, spouses or dependents. These accounts are accompanied by high-deductible comprehensive insurance policies that cover preventive care and larger medical bills. Unused HSA money rolls over from year to year and can then be used to pay for medical care up to the plan's deductible.

According to data collected by Callahan and Associates, although the majority of credit unions are still sitting on the fence, the total number of credit unions offering HSAs is on the rise.