NEW YORK — When the going gets tough, the tough don't retire. That is one of the lessons Clifford Rosenthal, CEO of the National Federation of Community Development Credit Unions has drawn from the current down economy.

Rosenthal, 63, had signaled his intention to step down from the federation in 2010 to work along other areas of interest, noting that by that time he would both turn 65 years old and celebrate his 35th year with the organization.

"It just seemed that would be a suitable year to move on from this work and into something new," Rosenthal said, "but it became clear that the current situation has changed significantly."

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