Election season is always filled with predictions and erratic polls. A month ago, Barack Obama was crushing John McCain in the polls; many more recent polls put the race within the margin of error with Obama still up.

Whoever wins the election will have dubious honor of trying to mop up the economic mess, which will have a significant impact on the future of credit union operations. The laws the next president signs off on and the influence he possesses will impact how mortgages gone bad will be handled, what new businesses or industries will or will not be bailed out, the shape of the secondary markets and other aspects of credit unions’ business.

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