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SAN DIEGO — Adding business deposits as a potential lower cost of funds option may be one way credit unions can take advantage of growing their member business services programs as the financial landscape continues to morph.

Margaret Dengler Ross, NCUA member business lending program officer, offered that suggestion at NACUSO’s recent business services alliance in San Diego. Tying her presentation to the NCUA letter to credit unions 08-CU-20, which addressed evaluating risks, Ross encouraged the industry to “to read and review to understand what examiners have been instructed to look for and also good practices to implement.”

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