WASHINGTON — Federal credit unions will find out exactly what NCUA examiners are looking for in an identity-theft prevention plan when the agency sends out a checklist early next week.

“NCUA examiners will be reviewing federal credit unions' compliance with the Identity Theft Red Flags and Address Discrepancies rule as part of NCUA's normal examination process. For those federal credit unions not in compliance, examiners will consider the credit union's progress and compliance efforts to date when developing appropriate plans for implementation,” the agency said in a statement.

The agency will send the material via express mail.

The rules require financial institutions to identify Red Flags that could make them vulnerable to security breaches and come up with plans to prevent them.

Federal credit unions must have a plan in place by tomorrow.

The Federal Trade Commission, which originally had also set an Oct. 1 deadline, announced last week that they won't take any enforcement actions on state-chartered credit unions until May 1. That agency said it was responding to complaints from some financial institutions that they had not received sufficient guidance from the government.