OVERLAND PARK, Kan. — Positive Networks offers a product called PhoneFactor that allows credit unions to offer members protection even if they fall victim to a phishing attack.

PhoneFactor connects members Internet log in with a phone line so that when a member goes to log into an online account the phone will ring. The member then has to enter either a PIN or press the pound button in order to be logged into the account online. PhoneFactor can work with either a cell phone or a land-line phone.

If a member is a victim of a phishing attack at the credit union or a criminal gets a hold of the account information, they would have to have the member's phone physically with them as well in order to log into their account.

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