FAIRBORN, Ohio — By design the $1.3 billion Wright-Patt Credit Union has shunned merger bids in favor of “focusing on the member,” but in less than two weeks the state’s largest CU has agreed to take on a small suburban Dayton CU that pursued Wright-Patt as a merger partner.

“It simply has not been part of our strategy to look for mergers but in this case we decided there is a viable community fit,” explained Jeff Carpenter, vice president of membership and development in detailing the planned Nov. 1 merger of Grimes CU of Urbana.

Wright-Patt’s policy has been to seek “organic growth” but the Grimes management “specifically chose us” for consolidation, said Carpenter. Grimes chartered in 1980 has 1,400 members while Wright-Patt retains 900 of its own members in the Urbana market.

Wright-Patt, with 168,000 members, said its last previous merger was in 2005.