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HAVERHILL, Mass. — The members of the $97 million Northeast Community Credit Union have approved the merger between their credit union and a local community bank.

Northeast Community and Haverhill Bank announced an intent to merge in July 2007. Since each is a state-chartered institution, and would remain such, the merger fell under a little-used part of the state’s banking regulations. The credit union went through one meeting in September 2007, which approved the merger, as required by state regulations, but then had to go through a modified version of NCUA’ charter-change procedures that concluded with a special Oct. 20 meeting.

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