Let’s not even try to fool ourselves. In discussions and the recent white paper on merging the two national trade associations, the 800-pound gorilla in the room has been blatantly avoided: This is really all about CUNA acquiring NAFCU.

NAFCU only has about 800 members from the total number of federal credit unions, just over 5,000 at year-end 2007. However, what NAFCU lacks in numbers, it makes up for in dollars, boasting on its Web site (www.nafcu.org) that its membership captures 80% of the top 100 credit unions.

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