HAWTHORNE, Calif. — To help members stay on course financially after an employer-related crisis, FAA First Federal Credit Union has created the Crisis Co-Pilot program.

The new plan includes the Crisis Co-Pilot loan, which allows affected members to borrow up to $5,000 with a 0% annual percentage rate for the first six months with no payments required for the first 90 days. After six months, the loan converts to FAA First's standard signature loan rate for the duration of the 48-month term, according to the credit union.

In addition, members also receive fee reversals for six months for items such as early certificate of deposit withdrawals, courtesy pay, overdraft transfers and any minimum balance related service charge. They will also receive 90-day payment extensions on any existing loans. Free resources are also available for members such as credit counseling services through a third party or a financial consultation with the investment services team.