ALEXANDRIA, Va. — NCUA has started posting different savings and loan rates from credit unions, banks and banks which have converted their charters from credit unions.

The data, which is presented quarterly, is compiled by DATATRAC, Inc. for the agency. It includes average rates for 23 different savings and loan products which is drawn from all banks and credit unions nationwide and 26 of the banks around the country which used to be credit unions, had a credit union merge into them or acquired a bank that had converted from or merged with a credit union.

CU Financial Services, a noted consultant firm which advises credit unions through the charter change process, lists 33 credit unions in the country which either merged with banks or converted to bank charters outright.

According to the first quarter data presented, credit unions on average paid higher rates on savings than former CUs and former CUs paid higher savings rates than banks on average. On loan rates, former CUs charged less interest than banks, on average, but more than CUs on average.