How did I become my father? I believe men have asked themselves this question time and again as they look in the mirror in the morning. Or when I say something or do something that I swore I would never say or do to my kids. Yet, the face I shave looks remarkably like the man standing in family

photos some 30 years ago, and my wife and children find distinct pleasure telling me "you are just like your father."

I embrace this today and apply many of the lessons learned from the old man, and do my best to improve on the life lessons he taught over the years. However, I confess I am remiss in an area that gives me great concern. Financial literacy and understanding the language of money is something I had to learn on my own. I have not shared this knowledge well because I was taught it's impolite to talk about money. With two kids in college, the only thing I can talk about is the lack of it!