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Your reporter David Morrison prepared several high-quality articles on the Del Norte Credit Union situation. (See CU Times, May 21, 2008, page 1.)

I would like to point out that Del Norte Credit Union’s home page (www.dncu.org) now features a colorful link labeled “New Member Policy.” It actually links to a member expulsion policy, which is probably the harshest policy I’ve ever seen at a credit union.

If this draconian member expulsion policy is becoming the trend among America’s credit unions, why doesn’t the industry cease and desist claiming to be “member owned” and “democratically controlled”? In civil society, the right to citizenship is considered something which cannot be arbitrarily taken from an individual without a very thorough due process of law.

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