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PHOENIX — At Desert Schools Credit Union, when it comes to benefits it is all about choice.

“The decision to offer high-deductible health plans was about consumerism and offering more choices to employees and creating an opportunity for people to lower their premium on a monthly basis,” said Desert Schools CU Human Resource Benefits Manager Michelle Maggio. “Yes, there is a higher deductible, but the tax-free money was something we thought would also appeal to some of our employees, and with the credit union offering health savings accounts, everything seemed to fall into place.”

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