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LEDYARD, Conn. — If you take on risk, as credit unions do, you have to have enterprise risk management.

That was the theme of the preconference session at the Members United Corporate Federal Credit Union Economic Forum here June 2. “You have a balance sheet, you have risk,” Members United Chief Risk Officer Larry Harmon observed. “Basically risk is the possibility that an event will occur and adversely affect the achievement of an objective.”

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