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I thought CUVA CEO Laura Enock’s opinion piece (CU Times, April 23, 2008, page 16) was very provocative. While I don’t agree 100% with what she said or how she said it, I do agree that it takes more than education. It takes personal responsibility and motivation and self discipline, which should be addressed in our educational programs.

I disagree that other than the “truly ignorant” Americans know everything that they need to know regarding personal finance. I also don’t think name calling is the way to go to gain support among credit unions.

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